Health Insurance

As the Colorado business environment continues to grow, so do small-employers' choices of health care coverage for their employees.
Nonprofit RESOURCES uses a number of carriers to offer nonprofit organizations a variety of plans with varying copayments and premiums.

Employers are eligible to participate in small-employer health plans if they have met the following criteria:

• The number of eligible employees is 1-50 (Eligible employees are those regularly scheduled to work 24 or more hours per week. Employees who work on a temporary or substitute basis are not eligible.)
  
  
• On at least 50% of their working days during the preceding calendar quarter, no more than 50 eligible employees were employed. If your group is larger than 50 employees, you may be eligible for the large group market.
  
  
• The employer contributes at least 50 percent of the premium for employee-only coverage.
  
  
• At least 75 percent of the eligible employees who are not covered by qualifying existing coverage (e.g., covered under individual policy outside the group, or covered under spouse°s health plan) are enrolled in the small-employer health plan.

Other eligibility/enrollment information:

• Eligible dependents are covered up to age 19, or age 24 if a full-time student
  
  
• Employer groups of one must submit one of the following:
  
  
  • Employment related tax and withholding information including a federal IRS form 1099; or
  • Relevant portions of federal and state tax returns; or
  • A certification by an attorney or CPA that federal and state tax returns have been filed as a business.
    
    
• Groups of 2-50 employees must submit a copy of the most recent wage and tax statement.

If your nonprofit organization has met the above criteria or if you have any questions, please click here for more information about quotes and enrollment options.