How to Shop for Liability Insurance
Newsletter Article, September, October 2008
General liability is the most basic of all insurance coverage. It protects your nonprofit organization against financial risk...
Insurance Matters
Whens and Whys of Workers Compensation Claims
Newsletter Article, July, August 2008
One of my employees told me he hurt his back while lifting a heavy box last week. He thought it would get better but it still hurts and he wants to go to the doctor. What should I do?...
How to Shop for Health Insurance
Newsletter Article, July, August 2008
The cost of health insurance increases every year – in some cases, 30 percent or higher, depending on your group...
Do You Need a Paycheck Every Month?
Newsletter Article: May, June 2008
If you are injured while skiing and can’t work for eight weeks, how will you pay the bills? If you develop a serious illness and can not work for six months to a year, what will you do?…
If An Accident Happens…
Newsletter Article: May, June 2008
Even with a solid risk management program in place, accidents happen and a nonprofit may be involved. Many of these are accidents beyond anyone’s control…
The Basics of Auto Safety
Newsletter Article: March, April 2008
Auto safety awareness and training is a bit like clean air. It is only when you do not have enough of it that it really grabs your attention. By then, it may be too late.…
Cheap Health Insurance—Does it Exist?
Newsletter Article: March, April 2008
Discount health plans have emerged as an attempt to be “cheap health insurance”. However, discount health plans are not health insurance. Most regulated insurance companies do not sell discount health plans.…
Workers’ Compensation:
Employee Choice of Physician Legislation
Newsletter Article, January, February 2008
A bill passed by the Colorado legislature during the 2007 session, HB 1176, makes a significant change to the Colorado Workers’ Compensation Act. This new law requires that the employer or insured must provide a list of at least two medical providers from which an injured employee may choose treatment in the event of a work-related injury…
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