Ten Costly Mistakes to Avoid:
Become a Smart Insurance Consumer
Newsletter Article: December 2007/January 2008
Buying insurance is no one’s favorite activity so avoidable mistakes occur frequently.…

Unemployment Trusts Save Money
Newsletter Article: September/October 2007
As nonprofit organizations look for ways to reduce operating budgets and increase funds, more groups are opting out of their state unemployment tax system and realizing significant savings.…

Health Savings Account
Newsletter Article: June/July 2007
A Health Savings Account (HSA) is a high deductible health insurance plan with an IRA-like savings account. The minimum deductible is $1,100 per person and $2,200 per family..…

Good Board Practices Prevent Lawsuits
Newsletter Article: April/May 2007
Even the best practices are no guarantee that the board will not be sued; however, good board practices can be an effective defense.…

Keep Employees Safe This Winter
Newsletter Article: December 2006/January 2007
Preventing Winter Slips, Trips, and FallsDress for Cold-Weather Success.…

Directors’ & Officers’ Liability:
Understanding the Policy
Newsletter Article: October/November 2007
Each insurance company writes its own specialized Directors’ & Officers’ (D&O) policy. Determining what coverage is provided can be a very difficult process…

Hold Harmless Agreement—Should I Sign It?
Newsletter Article: July/August 2006
A hold harmless, an agreement between two parties, states that one party will assume the risk of legal liability for the other party associated with an event. It is a risk transfer mechanism.…